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Highest cashback card on daily spend

You're a savvy spender and getting the most out of your card is your forte. The UOB One Card gives you the most cashback and helps you grow your savings. It's the smarter way to spend.

Rack up cashback all day
Up to 15% cashback on online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more every time you spend with the UOB One Credit Card. Find out more

Go further on less
Fuel savings of up to 22.66% at Shell and SPC

Save and spend smart
Up to 7.8% p.a. interest on UOB One Account+ when you spend on UOB One Card.
+Insured up to S$75k by SDIC.

BENEFITS
  • Up to 15% cashback on daily spend
    - SimplyGo (bus and train rides)
    - Dairy Farm International (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven & more)
    - Grab spend (including GrabFood, excludes Grab mobile wallet top-ups)
    - Shopee Singapore spend (excludes ShopeePay)
    - UOB Travel spend
  • Up to 4.33% cashback on Singapore Power utilities bill
  • Up to 3.33% cashback on all retail spend
  • Fuel savings of up to 22.66% at Shell and SPC
  • Greater savings with up to 7.8% p.a. interest with UOB One Account
Terms and conditions apply for the card benefits and privileges.

*Click here for 15% cashback full terms and conditions.
*Click here for S$350 Grab vouchers full terms and conditions.
*Click here for up to S$100 lululemon Gift Card & limited-edition silk twilly scarf exclusively designed by Tiffany Lovage full terms and conditions.
*Click here for S$60 lululemon Gift Card full terms and conditions.
ANNUAL FEES

Principal Card

S$194.40^ yearly
FIRST YEAR CARD FEE WAIVER

Supplementary Card

S$97.20^ for Subsequent Cards
FREE for first Card
^Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For Singapore Citizens and Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000#

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000#
Age: ≥ 21 years old
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

UOB One Card

Get up to 15% cashback plus get a gift worth up to S$460* when you apply

 


Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

<Yesone>space<Last 4 digits of existing UOB Card>space<NRIC#>

SMS T&Cs apply.
 

DREAM IT. DO IT. LOVE IT. OWN IT.

Own every evolution with the UOB EVOL Card.
Get rewarded for shopping at all your go-tos, in-app or online.

Cashback for your digital lifestyle
8% cashback1 on online and mobile contactless spend

No annual fee2
When you make 3 transactions monthly

Maximise your savings
Up to 7.8% p.a. interest on UOB One Account+ when you spend with UOB EVOL Card.
+Insured up to S$75k by SDIC.

BENEFITS
  • 8% cashback1 on Online and Mobile Contactless spend
  • No annual fees2 when you make 3 transactions monthly
  • Greater savings with up to 7.8% p.a. interest with UOB One Account+
  • Southeast Asia's first bio-sourced card with a suite of sustainable privileges
Terms and conditions apply for the card benefits and privileges.
ANNUAL FEES

Principal Card

S$194.40* yearly
FIRST YEAR CARD FEE WAIVER
Fee waiver for subsequent annual fee when you make 3 transactions per month consecutively for 12 months before your card annual fee charge date2.

Supplementary Card

S$97.20* for Subsequent Cards
FREE for first Card
*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For Singapore Citizens and Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000^

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000^
Age: ≥ 21 years old
Documents Required: Click here
^Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

UOB EVOL Card

Get a gift worth up to S$460* when you apply now!
*Click here for S$350 Grab voucher full terms and conditions.
*Click here for up to S$60 cash credit full terms and conditions.
*Click here for S$50 cash credit full terms and conditions.

 


Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

<YesEVOL>space<Last 4 digits of existing UOB Card>space<NRIC#>

SMS T&Cs apply.

Live the life you want.

You now have the power to choose the rewards that are perfect for you and you alone. No matter who you are and what interests you have, the UOB Lady's Card, designed by Ong Shunmugam, gives you the freedom of choice.

Choose your rewards
Get 15X UNI$ (or 30 miles) per S$5 spend in your preferred reward category(ies) with no min. spend – Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport and Travel

Indulge in the finer things in life
UOB Lady's LuxePay Plan - 6/12-month instalment plans with no interest

UOB Lady's Card
BENEFITS
  • 15X UNI$ (or 30 miles) per S$5 spend in your preferred reward category with no min. spend required. Choose from Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport and Travel.
  • UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees
  • Free e-Commerce protection for online purchases up to USD200
  • High female cancer coverage of up to S$200,000 sum assured with UOB Lady’s Savings Account+
  • Up to 7.8% p.a. interest with UOB One Account+
*Click here for S$350 Grab vouchers full terms and conditions.
*Click here for up to S$100 lululemon Gift Card & limited-edition silk twilly scarf exclusively designed by Tiffany Lovage full terms and conditions.
*Click here for S$60 lululemon Gift Card full terms and conditions.
ANNUAL FEES

PRINCIPAL CARD

S$194.40* YEARLY
First year card fee waiver
Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary Card

S$97.20* for Subsequent Card
FREE for first Card
*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For Singapore Citizens and Permanent Residents (Females Only):

Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000#

For Foreigners (Females Only):

Minimum annual income of S$40,000 is required OR Fixed Deposit collateral of at least S$10,000#
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Documents Required: Click here
UOB Lady's Solitaire Card
BENEFITS
  • 15X UNI$ (or 30 miles) per S$5 spend in two of your preferred reward categories with no min. spend required. Choose from Beauty& Wellness, Dining, Entertainment, Family, Fashion, Transport and Travel.
  • UOB Lady's LuxePay Plan - 6 or 12-month installment plan with no interest or processing fees
  • Free e-Commerce protection for online purchases up to USD200
  • High female cancer coverage of up to S$200,000 sum assured with UOB Lady's Savings Account
  • Up to 7.8% p.a. interest with UOB One Account
  • Complimentary 24/7 Mastercard Travel and Lifestyle Services

    • *Click here for S$350 Grab vouchers full terms and conditions.
    *Click here for up to S$100 lululemon Gift Card & limited-edition silk twilly scarf exclusively designed by Tiffany Lovage full terms and conditions.
    *Click here for S$60 lululemon Gift Card full terms and conditions.
ANNUAL FEES

Principal Card

S$410.40* YEARLY
First year card fee waiver
Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary Card

S$194.40* for Subsequent Card
FREE for the first 2 Cards
*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For Singapore Citizens and Permanent Residents (Females Only):

Female and a minimum annual income of S$120,000 is required OR Fixed Deposit collateral of at least S$30,000#
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
UOB Lady's Debit Card
BENEFITS
  • UOB$ rebates at over 300 outlets like BreadTalk, Cathay Cineplexes, Cold Storage, Giant, Guardian, and more
  • Free e-Commerce protection for online purchases up to USD200
  • High female cancer coverage of up to S$200,000 sum assured with UOB Lady's Savings Account
  • Up to 7.8% p.a. interest with UOB One Account
ANNUAL FEES

Principal Card

S$18.17* YEARLY
First 3 years card fee waiver
Thereafter annual fee waiver with at least 12 Mastercard® transactions per calendar year.

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Debit Card.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For both locals & foreigners:

Female and be at least 16 years old.
Hold a UOB Savings or Current account. No minimum income requirements.
All UOB Lady's Card enjoy
BENEFITS
  • Free e-Commerce protection for online purchases up to USD200
  • Greater savings with up to 7.8% p.a. interest with UOB One Account
Terms and conditions apply for UOB Lady’s Card, click here for details.

UOB Lady's Card

Get up to S$510 worth of Grab vouchers & lululemon Gift Card, plus a silk twilly scarf designed by Tiffany Lovage* when you apply now!

 


Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

UOB Lady’s Card: ‹Yeslady›space‹Last 4 digits of existing UOB Card›space‹NRIC#›

UOB Lady’s Solitaire Card: ‹YesSolitaire›space‹Last 4 digits of existing UOB Card›space‹NRIC#›

SMS T&Cs apply.

 

UOB PRVI Miles Cards

Enjoy a welcome gift on us
Get up to 50,000 miles1 when you apply now!

No minimum spend required
Get 1.4 miles per S$1 spend locally

Redeem anything
Choice to redeem for miles, cashback or vouchers

BENEFITS
  • Every S$1 spend will earn you:
  • – 1.4 miles2 on local spend (UNI$3.5 per S$5 spend)
  • – 2.4 miles2 on overseas spend (UNI$6 per S$5 spend), including online shopping on overseas websites
  • – 6 miles2 (UNI$15 per S$5 spend) on major airlines and hotels through Expedia, agoda and UOB Travel
  • Choice to redeem for miles, cashback or vouchers
  • Complimentary Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)3. Click here to activate (at least 5 working days before your trip).

Say hello to more convenience with SimplyGo4 with UOB PRVI Miles Mastercard or Visa Cards:

  • No need for top-ups
  • No need for multiple cards

Exclusively for UOB PRVI Miles American Express® Card:

  • 20,000 loyalty miles5 every year with minimum spend of S$50,000 in a year
  • Complimentary airport transfers to Changi Airport6

Exclusively for UOB PRVI Miles Mastercard and Visa Cards:

  • Enjoy savings on airport transfers with S$10 off Grab rides7 to or from the Changi Airport
    Promo code: UOBPM
Terms and conditions apply for the card benefits and privileges.
ANNUAL FEES

Principal Card

S$259.20* yearly
FIRST YEAR CARD FEE WAIVER

Supplementary Card

S$129.60* for subsequent cards
FIRST 2 CARDS FREE
(With effect from 1 August 2021, annual fee is applicable for new and existing 2nd Supplementary Cards.)
*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
REQUIREMENTS

For Singapore Citizens and Permanent Residents:

Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000#

For Foreigners:

Minimum annual income of S$40,000 is required OR Fixed Deposit collateral of at least S$10,000#
Age: ≥ 21 years old
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

UOB PRVI Miles Card

Get up to 50,000 miles1 when you apply now!
1T&Cs apply.

 


Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

MasterCard: <YesmilesM>space<Last 4 digits of existing UOB Card>space<NRIC#>

VISA: <YesmilesV>space<Last 4 digits of existing UOB Card>space<NRIC#>

American Express: <YesmilesA>space<Last 4 digits of existing UOB Card>space<NRIC#>

SMS T&Cs apply.

6 miles2

For every S$1 spent on major airlines and hotels booked through these partners.

Participating airlines include

China Eastern Airlines Shenzhen Airlines
China Southern Airlines Sichuan Airlines
Finnair Thai Airways Intl
Garuda Indonesia Turkish Airlines
Hawaiian Air Xiamen Airlines & more
Korean Air

Hotels

  • Over 321,000 hotels worldwide

For bookings, visit expedia.com.sg/prvimiles.

Valid till 30 April 2023.

Please delete your browsing history before visiting the dedicated website for bookings.

  • Over 2 million vacation rentals and hotels worldwide

For bookings, visit agoda.com/prvimiles.

Valid till 31 December 2022.

Additional UNI$ will be credited to Cardmember's account within three months from departure from hotel.

Participating airlines include

Air France Finnair
American Airlines Lufthansa
Asiana Airlines Qantas
British Airways Qatar Airways
Cathay Pacific Starlux Airlines
Emirates SWISS International Airlines & more

Hotels

  • Over 450,000 hotels worldwide

For bookings, visit prvi.uobtravel.com.

Valid till 31 December 2022.

 



Terms and Conditions

Terms and Conditions

1GET UP TO 50,000 MILES!
25.2K Welcome Miles: For the first 200 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 31 March 2023 and they have spent a minimum of S$1,000 per month for 2 consecutive months from card approval date, they will receive a one-time bonus credit of UNI$12,600 (equivalent to 25,200 miles).

20K Annual Fee Bonus Miles: For new-to-UOB Credit Cardmembers who successfully apply for a UOB PRVI Miles Card from 1 March to 31 March 2023 and have successfully registered to participate with first year annual fee payment of S$240 (subject to prevailing GST) via SMS.

Click here for the full terms and conditions.

2Miles earn rate
1.4 mile or 2.4 miles for every S$1 spent locally or overseas respectively
UOB PRVI Miles Cardmembers will earn UNI$ for spend on their UOB PRVI Miles Card. UNI$ will not be awarded on transactions under the UOB$ Programme where UOB$ cashback are issued except for UOB PRVI Miles American Express Cardmembers.

Cardmembers will earn UNI$6 for every S$5 spent on transactions in foreign currencies (equivalent to 2.4 miles for every S$1 spent), where the payment gateway is outside of Singapore, and UNI$3.5 for every S$5 spent on transactions in Singapore Dollars (equivalent to 1.4 miles for every S$1 spent).

UNI$ will not be awarded for 0% Instalment Payment Plans, charitable/religious organisations, government institutions and services, gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency or cryptocurrency), AXS transactions, all transactions at SPC Service Stations (except for UOB PRVI Miles American Express Card) and Shell Service Stations, payment of funds to prepaid accounts, balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges and any other transactions we may exclude from time to time without prior notice. Other spend exclusions apply.

With effect from 16 March 2020, UNI$ will also no longer be awarded for:

  1. selected transactions on wire transfers, payments to Non-Financial Institutions (e.g. crypto-currencies etc);
  2. insurance payments on UOB PRVI Miles American Express Card;
  3. Grab mobile wallet top-ups on UOB PRVI Miles Visa Card;
  4. quasi-cash and more

For the avoidance of doubt, insurance payments on UOB PRVI Miles Visa and UOB PRVI Miles World Mastercard have been excluded as of June 2015 and March 2015 correspondingly and all other Grab transactions will continue to be eligible for awarding of UNI$.

With effect from 1 February 2021, UNI$ will no longer be awarded for Transactions involving payments to hospitals, automobile parking lots and garages.

With effect from 1 March 2022, UNI$ will no longer be awarded for transactions with transaction descriptions "TRANSIT*" and "AMAZE* TRANSIT*".

With effect from 1 August 2022, UNI$ will no longer be awarded for payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST SAM, and Razer Pay and payments for utilities.

For details, please refer to the revised terms and conditions.

6 miles for every S$1 spent on selected travel partners:
Cardmembers will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of:

  • local spend for every S$5 spent: prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or
  • overseas spend for every S$5 spent: prevailing earn rate of UNI$6 and bonus earn rate of UNI$9;

depending on the currency and payment gateway effected on the Qualifying Transactions.

The bonus UNI$ is not valid in conjunction with other promotions. Qualifying Transactions exclude refunded, disputed, unauthorised or fraudulent transactions and UOB reserves the right to revoke, deduct and/or re-compute any UNI$ in the event that Cardmembers cancel, reverse and/or revise transactions.

Agoda:

  • Valid for bookings till 31 December 2022 (date inclusive) and stay till 30 June 2023 (date inclusive).
  • To have an eligible "Qualifying Transaction", Cardmembers must: (a) make booking via the dedicated landing page at agoda.com/prvimiles for hotel bookings that have the "Promotion Eligible" banner on the property room type results page; (b) settle payment with their UOB PRVI Miles Card of which agoda is the party receiving and handling the payment from the Cardmembers (prepaid room types only, not valid for pay at hotel types); (c) enter Principal Cardmember's 8-digits mobile number (registered with UOB for one-time password) at the payment page; and (d) complete the hotel stay.
  • The bonus UNI$ will be credited to Cardmember's credit card account within three months from Cardmember's departure from hotel.

Expedia:
For every S$1 spent on major airlines and hotels booked through these partners.

  • Valid for bookings till 30 April 2023 (date inclusive) and travel dates till 31 July 2023 (date inclusive).
  • "Qualifying Transactions" refers to transactions at Expedia.com.sg/prvimiles, by Cardmember when he/she pays directly to Expedia using a UOB PRVI Miles Card, on bookings of (a) hotels-only; or (b) flight-only or flight and hotel package booking, where Expedia is the Merchant of Record for the flight booking on participating airlines.
  • UOB reserves the right at any time and from time to time at its sole and absolute discretion to vary, amend, add or delete the list of participating airlines as stated in terms and conditions.

UOB Travel:

  • Valid for bookings till 31 December 2023 (date inclusive).
  • "Qualifying Transactions" refers to transactions at uobtravel.com/prvimiles by Cardmember when he/she pays directly to UOB Travel using a UOB PRVI Miles Card, on bookings of participating airlines and hotels for travel originating out of Singapore only.
  • UOB reserves the right at any time and from time to time at its sole and absolute discretion to vary, amend, add or delete the list of participating airlines as stated in terms and conditions.

3Complimentary travel insurance
Cardmembers must charge the entire fare of the public conveyance in advance of the scheduled departure time to the UOB PRVI Miles Card. Wef 1 Jan 2021, you will be required to apply to activate your complimentary travel insurance coverage for your UOB PRVI Miles Card at least 5 working days before your trip. Click here to activate. The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.

41.4 miles per S$1 spend on SimplyGo
Should you hold a UOB PRVI Miles World Mastercard, you will earn UNI$3.5 per S$5 spend, which is equivalent to 1.4 miles per S$1 spend, on SimplyGo (ABT) Transactions per submission by the merchant. Should you hold a UOB PRVI Miles Visa Card, you will earn UNI$3.5 per S$5 spend, which is equivalent to 1.4 miles per S$1 spend, on SimplyGo (ABT) Transactions based on the accumulated spend on SimplyGo (ABT) Transactions per calendar month, and awarded to you on the 7th calendar day of the following month. Visit uob.com.sg/rewards for details.

520,000 loyalty miles
UOB PRVI Miles American Express Cardmembers will receive UNI$10,000 (equivalent to 20,000 miles) with minimum spend of S$50,000 or more in a membership year based on a 12-month statement period.

6Complimentary airport transfer
Applicable to UOB PRVI Miles American Express Cardmembers only. Complimentary airport transfer has to be made via booking hotline +65 6651 2253 between 9am to 6pm, 2 days prior to departure date. Cardmembers will receive up to two (2) complimentary airport transfers to Changi Airport in a quarter, with a minimum charge of S$1,000 overseas spend within the same qualifying period. The cost of airport transfer will first be charged to Cardmember's Card account and credited in the form of cashback at the end of the quarter. Other terms and conditions apply.

Wef 1 September 2022, a surcharge of S$10 will apply for any pick-up location to Singapore Changi Airport with total distance more than 35km.

Terms and conditions apply for all card benefits and privileges. Click here for details.

Disclaimer: American Express is a trademark of American Express. The UOB PRVI Miles American Express® Card is issued by United Overseas Bank Limited pursuant to a license from American Express.

Terms and Conditions

*Get up to S$300 cash credit

Up to S$300 cash credit comprising:
A) S$150 Cash Credit (UOB Credit Card Acquisition November 2021 Promotion); and/or
B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

How it works:

A) S$150 Cash Credit (UOB Credit Card Acquisition November 2021 Promotion)

For the first 100 new-to-UOB Credit Cardmembers who successfully apply for a UOB personal credit card from 1 to 30 November 2021 and spend a min. of S$1,500 within 30 days from card approval date.

Click here for full terms and conditions.

AND/OR

B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

For all eligible participants who:

  • Successfully opens a new Eligible Account+ online from 1 October 2021 to 31 December 2021; and
  • Complete the participation form here, and
  • Deposits required Incremental Fresh Funds by required date and where applicable, agrees to earmark such Incremental Fresh Funds.

Click here for full terms and conditions

Eligible Accounts: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and/or UOB One Account. Insured up to S$75K by SDIC.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

Terms and Conditions

*Get up to S$300 cash credit

Up to S$300 cash credit comprising:
A) S$150 Cash Credit (UOB Credit Card Acquisition November 2021 Promotion); and/or
B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

How it works:

A) S$150 Cash Credit (UOB Credit Card Acquisition November 2021 Promotion)

For the first 100 new-to-UOB Credit Cardmembers who successfully apply for a UOB personal credit card from 1 to 30 November 2021 and spend a min. of S$1,500 within 30 days from card approval date.

Click here for full terms and conditions.

AND/OR

UOB Year End Savings Promotion
B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

For all eligible participants who:

  • Successfully opens a new Eligible Account+ online from 1 October 2021 to 31 December 2021; and
  • Complete the participation form here, and
  • Deposits required Incremental Fresh Funds by required date and where applicable, agrees to earmark such Incremental Fresh Funds.

Click here for full terms and conditions

Eligible Accounts: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and/or UOB One Account. Insured up to S$75K by SDIC.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

Terms and Conditions

*Get up to S$300 cash credit

Up to S$300 cash credit comprising:
A) S$150 Cash Credit (UOB Credit Card Acquisition Nov/Dec 2021 Promotion); and/or
B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

How it works:

A) S$150 Cash Credit (UOB Credit Card Acquisition Nov/Dec 2021 Promotion)

For the first 100 new-to-UOB Credit Cardmembers per calendar month who successfully apply for a UOB personal credit card from 1 November to 31 December 2021 and spend a min. of S$1,500 within 30 days from card approval date.

Click here for full terms and conditions.

AND/OR

B) Up to S$150 Cash Credit (UOB Year End Savings Promotion)

For all eligible participants who:

  • Successfully opens a new Eligible Account+ online from 1 October 2021 to 31 December 2021; and
  • Complete the participation form here, and
  • Deposits required Incremental Fresh Funds by required date and where applicable, agrees to earmark such Incremental Fresh Funds.

Click here for full terms and conditions

Eligible Accounts: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and/or UOB One Account. Insured up to S$75K by SDIC.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

Terms and Conditions

*S$150 Cash Credit

For the first 100 new-to-UOB Credit Cardmembers per calendar month who successfully apply for a UOB personal credit card from 1 November to 31 December 2021 and spend a min. of S$1,500 within 30 days from card approval date.

Click here for full terms and conditions.

Terms and Conditions

Insured up to S$75K by SDIC.

1To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.

Full terms and conditions apply for all featured benefits, visit uob.com.sg/EVOL for details.

Which card are you?

Take our personality quiz to find out!

Apply online and upload required documents before 1pm*

*Important note

  1. Same day card delivery is only applicable to Credit Card Applications submitted at uob.com.sg with complete application form and documents before 1pm, Mon-Fri (excluding Public Holidays).
  2. For applications submitted Sat and Sun and opt for same day card delivery, card will be delivered by the following Tues (excluding Public Holiday).
  3. Same day card delivery service is not applicable to:
  1. Incomplete applications pending documentation/information.
  2. Existing UOB customers holding different NRIC/Passport/PR number/Residential Address per bank records;
  3. SMS application;
  4. Contact form and Acceptance form submissions
  5. Personal Internet Banking applications
  1. Same Day Delivery applicable to all cards except Visa Infinite, Professional Cards, and Debit Cards.
UOB Lady's Card
Note: By applying for a Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.
UOB Lady's Solitaire Card
Note: By applying for a Lady's Solitaire Card, your existing Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.
UOB Lady's Debit Card
Visit any UOB Branch or
Download Application Form
UOB PRVI Miles American Express® Card
UOB PRVI Miles World Mastercard® Card
UOB PRVI Miles Visa Card
UOB PRVI Miles American Express® Card
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UOB PRVI Miles World Mastercard® Card
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UOB PRVI Miles Visa Card
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UOB Lady's Card
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UOB Lady's Solitaire Card
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UOB Lady's Debit Card
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  • Perform a PayNow transaction via the UOB TMRW app by the end of the next calendar month following the account opening month.

    • 2) S$30 Cash Credit for first 200 existing UOB Deposits customers per calendar month to:

    1. Successfully open a new Eligible UOB Account^ online from 1 March 2022 to 30 April 2022;
    2. Deposit at least S$5,000 of fresh funds into the new Eligible UOB Account within the account opening month and hold it till the end of the following calendar month; and
    3. Fresh funds deposited into your new Eligible UOB Account^ must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 28 February 2022.

    Click here for full terms and conditions.

    ^Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account.

    Terms and conditions apply. Please visit uob.com.sg/oneaccount for details.

    1Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$1,600 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.

    Terms and conditions apply. Please visit uob.com.sg/stash for details.

    2Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. 3Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month.

    Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

    4KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

    5Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

    Terms and conditions apply. Please visit uob.com.sg/ladysaccount for details.

    6Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

    7Valid for customers who have successfully signed up for UOB Uniplus Account online from 27 Dec 2021 to 28 Feb 2022 and have debited from the New Account for the Scan to Pay transactions during this promotion period. Not valid for PayNow QR transaction. Visit here for full terms and conditions.